Because you must pay a premium for Part B coverage, you can turn it down. With our online application, you can sign up for Medicare Part A and Part B. Should I Sign Up For Medical Insurance (Part B)? To learn more, read Medicare Premiums: Rules For Higher-Income Beneficiaries. Some beneficiaries with higher incomes will pay a higher monthly Part B premium. You can sign up for Medicare medical insurance (Part B) by paying a monthly premium.
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Most people age 65 or older are eligible for free Medicare hospital insurance (Part A) if they have worked and paid Medicare taxes long enough.
Medicare Part D (Medicare prescription drug coverage) helps cover the cost of prescription drugs. Medicare Advantage Plan (previously known as Part C) includes all benefits and services covered under Part A and Part B - prescription drugs and additional benefits such as vision, hearing, and dental - bundled together in one plan. Supplemental (Medigap) policies help pay Medicare out-of-pocket copayments, coinsurance, and deductible expenses. Other parts of Medicare are run by private insurance companies that follow rules set by Medicare. Medicare Part B (medical insurance) helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services. Part A also pays for some home health care and hospice care. Medicare Part A (hospital insurance) helps pay for inpatient care in a hospital or limited time at a skilled nursing facility (following a hospital stay). Social Security enrolls you in Original Medicare (Part A and Part B). If you were unable to enroll or disenroll in Medicare because you could not reach us by phone after January 1, 2022, you will be granted additional time through December 30, 2022.įor more information, call 1-80 or use our Office Locator to find the number for a local office. 
This relief applies to the 2022 General Enrollment Period, Initial Enrollment Period, and Special Enrollment Period. The Centers for Medicare & Medicaid Services is providing equitable relief to people who could not submit premium-Part A or Part B enrollment or disenrollment requests timely due to challenges with contacting us by phone.
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